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Experienced Chapter 13 Bankruptcy Representation in South Florida

Get Your Financial Freedom Back in Broward, Palm Beach, Martin & St. Lucie Counties

With over two decades of experience, Robert A. Feldman is a seasoned Chapter 13 Bankruptcy attorney dedicated to helping individuals regain control of their financial lives.


His expertise in Florida bankruptcy law, coupled with his compassionate approach, has made him a trusted advocate for countless clients throughout South Florida.

Chapter 13 Bankruptcy May Help Save Your Home or Save Your Car

As part of your personalized plan, we’ll create a roadmap to pay off your debts affordably over a three or five-year period. This may include having some of your debts reduced or completely discharged while preventing a foreclosure or repossession from occurring so you can keep your most valuable assets. 


To Learn more about Chapter 13 Bankruptcy options, call our Boca Raton or Port St Lucie office today. For your convenience, we offer same day, evening and weekend appointments where you’ll always speak directly to an experienced attorney and not an answering service.

 

Speak to us today, you’ll be glad you did. 

In Boca Raton call (561) 369-3655 or In Port St. Lucie call (772) 344-9044

Do I Qualify For Chapter 13 Bankruptcy in Florida?

If you are in a situation where you are struggling to manage your debts, you may be eligible to apply for Chapter 13 bankruptcy.


This type of plan may help you restructure your debt, establish an affordable payment plan, and have certain debts discharged once you plan steps have been completed.


In Florida, there are both state-specific regulations and federal laws surrounding Chapter 13 bankruptcy, so if you are considering this option, you’ll want to make sure that you understand all the requirements needed to qualify for this type of protection.


Before making any decisions, speak to an experienced Florida bankruptcy attorney like Robert A. Feldman, who will give you the guidance you need to make the best decision for your personal situation.


Filing a Chapter 13 bankruptcy petition is a very detailed process, and while you have the right to represent yourself through the process, it may not be your best option. Call our office and speak to an attorney for Free.



In Boca Raton call (561) 369-3655 or In Port St. Lucie call (772) 344-9044

CHAPTER 13 BANKRUPTCY FREQUENTLY ASKED QUESTIONS

  • What is the Preparation and Filing of the Petition and Chapter 13 Plan?

    In order to file a bankruptcy case, debtors must prepare and file a “petition” with the bankruptcy court. The petition is signed by the debtors and is submitted with a number of other documents called “schedules”, which list all of the debtors' assets, debts, income, and expenses, as well as other important financial information. The schedules must be completed truthfully and accurately, as they are meant to give the bankruptcy court a very detailed picture of the debtors' finances at the time that the petition is filed. In addition, the debtors must file a certificate showing completion of the credit counseling requirement and any pay stubs that they received within the 60 day period immediately before the bankruptcy filing. Lastly, the debtors must file a proposed Chapter 13 plan which explains to the bankruptcy court and the creditors how the debtors intend to make payments on their debts, typically over a period of from 3 to 5 years.

  • Do I need to take a credit counseling course?

    With very limited exceptions, all debtors must take a credit counseling course before they can file their bankruptcy case. This course, which can be taken on-line, will explain the different alternatives available aside from bankruptcy and will assist the debtors with a budget analysis. The course must be provided by a non‑profit counseling agency that has been approved by the office of the United States Trustee and must be done within the 180 day period immediately before the bankruptcy case is filed.

  • What is an Automatic Stay and why is it important?

    A very important aspect of bankruptcy is the “automatic stay” which generally goes into effect as soon as the bankruptcy petition is filed. This automatic stay prevents creditors from continuing any type of collection efforts or bothering the debtors in any way about money owed to them unless they get special permission from the Bankruptcy Court. This automatic stay includes, with some limitations, the immediate stopping of such things as lawsuits, foreclosures, repossessions, garnishments, collection letters, and harassing phone calls.

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What Our Clients Say

“I had the privilege of being represented by attorney Robert Feldman for my Chapter 13 bankruptcy, as well as my divorce, and both times he was very professional and explained everything during the process. My two cases were successfully completed, and I recommend him 100%. He is very friendly and a great lawyer. I am very happy and was very satisfied with his great legal knowledge.”



Carlos A.

“Mr. Feldman made my difficult decision to file for bankruptcy easy and stress free. It was a quick and painless process from start to discharge. I highly recommend him.”



Duane D.

“Attorney Robert Feldman has been an intricate part in making our Chapter 13 bankruptcy process smooth. He was with us the entire term from start to finish and was easily reachable & readily available to answer any and all questions we had throughout our five years with him.”



David & Alanna R.

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We understand the fear and uncertainty associated with a stressful financial situation and believe it’s important for you to explore your all your options for relief before making any big financial decisions. 


When you call our offices, we’ll always listen to your concerns to provide the best explanation of your options, so you’ll understand the potential benefits of filing Chapter 7 or Chapter 13 bankruptcy 

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